National Credit Union Administration

NCUA operates on a calendar year basis; therefore, payment integrity activities are still ongoing for the current year. NCUA's risk assessments have consistently indicated the CDRLF program does not have outlays over $10 million and is not susceptible to significant improper payments; therefore, the NCUA conducts a risk assessment every three years, or sooner, if the CDRLF program had a significant change in legislation, funding, or a determination of possible significant improper payments in the following year. The agency's last assessment was conducted in 2023. The results of this assessment continued to support the determination that the CDRLF program is low risk. The CDRLF does not have any programs in Phase 2; however, to provide sound oversight and improve controls over disbursements, NCUA executes on-going quarterly payment testing. In April 2025, the NCUA Office of Inspector General reviewed NCUA's 2024 compliance under the PIIA and determined NCUA was compliant.

Show full executive summary

Home > Agencies & Programs > National Credit Union Administration

Supplemental Information

NCUA's shared service provider, Enterprise Services Center (ESC), performs payment verification of CDRLF program payments using Treasury's Do Not Pay Working System. Disbursements for loans and grant awards are processed subject to available funds. In fiscal year 2025, the NCUA processed 131 CDRLF payments totaling $3,704,774.49. The Do Not Pay Working System did not identify any improper grant awards or loan payments during this period.

The Working System has reduced/prevented improper payments:

NCUA has not identitied incorrect information in the Working System.

NCUA was found compliant during the most recent PIIA compliance review.

Show full list of compliant programs Expand

Compliant programs:

  • Community Development Revolving Loan Fund Program for Credit Unions (CDLRF)

Program name When was the last improper payment risk assessment conducted? Likely to be susceptible to significant improper payments? Substantial changes made to the assessment methodology used for the reporting cycle
Community Development Revolving Loan Fund Program for Credit Unions (CDLRF) *

* Assessment year is not displayed because one or more of the following statements is true:

  1. Not required to conduct a risk assessment under the Payment Integrity Information Act of 2019,
  2. Already assessed for improper payment risk under a different name in a prior reporting period, and/or
  3. New and planning to perform a risk assessment in the future.